HPSM Auto Investment
Islamic Bank C
11.50% profit rate a year
Key facts
- Profit rate
- 11.50%
- Processing fee
- 0.25% of the loan
- Loan amount
- Up to ৳ 50,00,000
- Tenure
- Up to 5 years
- Islamic structure
- HPSM
Who can apply
Islamic Bank C doesn't publish who can apply. Ask the bank before you apply.
Documents you need
Islamic Bank C doesn't publish a document list. Ask the bank before you apply.
Checked against Bangladesh Bank
This rate is within the range the bank reported to Bangladesh Bank.
Islamic Bank C announced 10.5% to 12% for consumer credit in September 2026.
How HPSM (Hire Purchase under Shirkatul Melk) works
You and the bank buy the item together. You pay rent for the bank's share and buy that share bit by bit. When the last payment is made, you own it fully.
The profit rate is shown the same way as an interest rate so you can compare it with conventional loans.
Source: Bank website. Last checked 3 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.
Sample bank and figures for building the design. Not a real offer.